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    But sadly, this tactic does not always prove successful.

    Emma Myers, at Saga Legal Services, which provides fixed-fee legal help for people over the age of 50, says: ‘The beneficiary is entitled to reject the inheritance and this leaves liability for maintenance fees back with the person’s estate.’ She recommends owners check their contracts for a clause allowing the agreement to be brought to an end or requiring the company to buy back a timeshare after death.

    But he admits that, despite buying into property, returns are not guaranteed. Our investment is now perhaps worth £230,000.’ Exiting the deal may be subject to restrictions, such as finding another buyer first.

    Mark Hayward, managing director of the National Association of Estate Agents, says: ‘Fractional ownership could be construed as timeshare in disguise.

    I was so impressed I put in a cheeky offer for a one-bedroom apartment next door that had foreclosed years earlier – £60,000 below the £110,000 asking price.’He says it is vital to get legal advice when buying and to understand the local purchasing rules.The cut-price deals are held back for 72 hours before being returned to full-price on its website.A recent holiday for one week at Waterside Park in Paignton, Devon, was originally booked for £406 but was resold as a cancellation for £129.When a member of one of the websites finds a property they like they can email the owner, or alternatively sit back to see what offers come in for their own home.When there is a match, owners spend some time agreeing the details – such as the dates of the swap, the care of any pets and any extras included, such as a car.

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